De basisherfinancieringsrente is het tarief waartegen banken, voor de duur van én week, geld kunnen lenen van de centrale bank.
Depending on a bank's specific assets and liabilities (e.g., fixed or floating rate NII may be more or less sensitive to changes in interest rates.
Banks, credit unions, and other financial institutions tend to offer competitive interest rates for these deposits in order to better attract customers.
Er zijn nog twee andere belangrijke rentetarieven: het tarief voor de van de ECB en de rente op de marginale beleningsfaciliteit.Als de banken op zeer korte termijn (overnight) geld nodig hebben, kunnen ze tegen een hogere rentevoet lenen van de marginale beleningsfaciliteit.Reserving a Room: Advance Deposits, inspiration, hotels.Certain accounts also require a set length of time, which may be six months, one year, or multiple years, that the money must remain deposited and cannot be accessed by the account holder.This financial instrument is primarily used by issuers of floating rate debts in situations where short term interest rates are expected to increase.If the bank's liabilities reprice faster than its assets, then it is said to be "liability-sensitive." Further, the bank is asset-sensitive if its liabilities reprice more slowly than its assets in a changing interest-rate environment.Because advance deposits can get quite expensive on higher-caliber hotels like the Ritz-Carlton, guests hoping to reserve a room but unsure if they'll make it in time for check-in should always remember to check the specific hotel's cancellation policy, which oftentimes includes a passage that.What is a 'Deposit Interest Rate'.De depositorente is een van de drie rentetarieven die de ECB elke zes weken in het kader van haar monetair beleid vaststelt.The deposit interest rate is paid by financial institutions to deposit account holders.For banks, the assets typically include commercial and personal loans, mortgages, construction loans and investment securities.NII (interest payments on assets) (interest payments on liabilities).De depositorente is de rente waartegen banken kortlopend (overnight) bij de centrale bank geld in bewaring kunnen geven.3m libor) exceeds the strike rate.Be sure to check both the hotel and the website to avoid unnecessary cancellation fees or losing your advance deposit.
Also known as a guarantee, these advance deposits help hotels, motels, inns, and other forms of accommodation prepare for guests arrival, budget finances, and cover costs of last-minute cancellations.